[Michlib-l] Obamacare and Small Libraries

[James Lenze]

Here is a link to concise information from the SBA: http://www.sba.gov/community/blogs/7-key-terms-affordable-care-act-small-businesses-should-know#
Points number 2 and 6 may help you in determining your requirements.  However, it is best to check with your legal advisors and insurance companies.  The Q&A link at the end of point two takes you to an IRS page will states it will be updated soon.
    James

-----Original Message-----
From: michlib-l-bounces at mail.mcls.org [mailto:michlib-l-bounces at mail.mcls.org] On Behalf Of Andrea Estelle
Sent: Wednesday, July 31, 2013 8:43 AM
To: 'Donna Alward'
Cc: 'MichLibList Serve'
Subject: Re: [Michlib-l] Obamacare and Small Libraries

Hi Again Everyone -
I agree with Donna completely. I would just like to be able to plan ahead and would love it if the MLA or ALA could help small and medium libraries understand what it means for our staffing. 

Just from yesterday's replies I got a wide range of conflicting responses... 

I have been told:
It doesn't apply to groups of less than 50 It does apply to groups of less than 50 if you are offering some staff insurance then you need to offer it to all staff working more than 30 hours or you will be fined $3000-$5000 for every person on staff Part-time Hours don't need to be cut at all Part-time Hours need to be cut now Part-time Hours don't need to be cut until January 2014

The attorneys we have asked tell us to call the insurance companies. Our insurance company said that nobody is an expert on this topic and it is very unclear as to how this will work out for employers and give other such vague responses. So when Donna says this topic is time-consuming and frustrating I agree completely. That is why I posted hoping someone out there had a clear answer with a valid source.
Thanks,
Andrea

Andrea Estelle
Library Director
"Brighten The Corner Where You Are"



        401 Dix Street, Otsego, MI 49078
                    (269) 694-9690 
           http://www.otsegolibrary.org/


-----Original Message-----
From: Donna Alward [mailto:dalward at hlpl.lib.mi.us] 
Sent: Tuesday, July 30, 2013 10:18 PM
To: Andrea Estelle
Cc: 'MichLibList Serve'
Subject: Re: [Michlib-l] Obamacare and Small Libraries

Brings to mind when what became PA152 was progressing through the Michigan legislature...

I was given various opinions as to whether libraries were included or intended to be included in what was to become a limit on expenditures for medical health care benefits. Seeking a definitive answer was time consuming and frustrating.

Wonder if the Michigan Library Association (even though Obamacare is a federal law) might, in its role as an an advocate for its members, inquire and work with the American Library Association to get some concrete answers. If like PA152, details and procedures are not exactly clear, action by both the state and national organizations may bring results in a more timely way, which would allow individual libraries time to plan.

Donna J. Alward, Library Director
Houghton Lake Public Library
4431 W. Houghton Lake Dr.
Houghton Lake, MI 48629
Phone: 989.366.9230
Fax: 989.366.0063
URL: www.hlpl.org

----- Original Message -----
From: Andrea Estelle <aestelle at otsegolibrary.org>
To: 'MichLibList Serve' <michlib-l at mail.mcls.org>
Sent: Tue, 30 Jul 2013 17:01:06 -0400 (EDT)
Subject: [Michlib-l] Obamacare and Small Libraries

Hi Everyone,

Does anyone have a clear, valid source that explains how the upcoming rules for Obamacare relate to a small library? We have 13 staff and 2 are full time with insurance.

My question in regards to it is: Do the staff working over 30 hours need to be working less than 30 hours so that we don't get fined for not offering them insurance? And if so, when does the reduced hours take effect: now or in 2014?

I have gotten a lot of conflicting feedback on this topic and insurance companies are calling it a "grey area" so I wondered if there is any source out there with a clear explanation.


Thank you for your help!

Andrea

 

Andrea Estelle

Library Director 

"Brighten The Corner Where You Are"

 

 

 <http://www.otsegolibrary.org/> Home

 401 Dix Street, Otsego, MI 49078

 (269) 694-9690 

 http://www.otsegolibrary.org/

 




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